"Competition is the keen cutting edge of business, always shaving away at costs."

"It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning."

"I do not believe a man can ever leave his business. He ought to think of it by day and dream of it by night."

"Wealth, like happiness, is never attained when sought after directly. It comes as a by-product of providing a useful service."

"To avoid criticism, do nothing, say nothing, and be nothing."

"Do not hurry what nature takes seasons to unfold. For where clarity resides, peace inevitably follows — an essential principle for the reflective life."

"It is a timeless truth that do not wait for favorable winds; take the oars and row toward your horizon — an essential principle for the reflective life."

"The echoes of eternity remind us that every step forward is a victory over stagnation."