"When you're happy you find pure joy in your life. There are no regrets in this state of happiness - and that's a goal worth striving for in all areas of your life."

"Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings."

"To make the most of your money, I recommend sticking with mutual funds that don't charge a commission when you buy or sell."

"Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus."

"The great difficulty in education is to get experience out of ideas."

"If someone is very upper-class, you have a stereotype of him which is probably true. If someone has a working-class accent, you have no idea who you're talking to."

"The main failure of education is that it has not prepared people to comprehend matters concerning human destiny."

"People look at me, and they go, 'You're white, you're smart, you must have went to college. You must have grown up with money.'"